Exchange Cost Estimator

Calculate Qualified Intermediary fees, escrow costs, title insurance premiums, and Texas recording charges so you can budget for the closing statement with confidence. The estimator features Harris County recording fees to reflect Texas closings while staying grounded in Washington, DC exchange best practices.

Cost estimator

Closing budget snapshot

Enter the anticipated purchase price of the replacement property.

QI fees typically range from 0.2% to 0.5% of the exchange value.

Flat fee paid to the closing agent handling funds.

Percentage applied to the purchase price.

Include local recording, transfer, and compliance costs.

Total closing costs

$10,650

Includes QI, title, escrow, and recording charges.

Always confirm with your closing team.

Qualified intermediary fee

$3,325

Calculated as a percentage of the property value.

Escrow and closing

$2,500

Flat escrow, wire, and coordination fees.

Title insurance

$4,275

Rate applied to the replacement property value.

Recording & local fees

$550

Harris County recording, compliance, and transfer costs.

Cost categories

  • Qualified intermediary fees are usually a fraction of the transaction and cover documentation, wiring, and compliance.
  • Escrow costs cover the settlement agents that move funds between parties and the QI.
  • Title insurance and recording fees protect ownership and clear the replacement property for transfer.

Educational content only. Not tax, legal, or investment advice. Results are estimates only. Consult a qualified intermediary and tax advisor before taking action. Texas does not impose a state real estate transfer tax, but recording fees and title insurance still apply.

Educational content only. Not tax, legal, or investment advice. Results are estimates only. Consult a qualified intermediary and tax advisor before making decisions. Texas does not impose a state real estate transfer tax, but recording fees and title insurance still apply.

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